V3.0.6 · PUBLISHED DATA
FHFA snapshot loads automatically
Smarter Data.
Better Decisions.
V3.0.6 · Verified FHFA state HPI snapshot bundled
(through 2026 Q2). Mortgage benchmarks load automatically
when hosted on Cloudflare Pages with the included function.
Observation dates shown; missing metrics remain N/A.
Verified market data
Loading bundled FHFA state HPI…
Official public sources
Download the FHFA all-transactions state HPI CSV
(hpi_at_state.csv) from
FHFA House Price Index datasets.
The dashboard computes 1-, 3-, 5-, and 10-year
state index changes from the CSV.
HPI is not median sale price.
For mortgage history, export FRED's
MORTGAGE30US
or
MORTGAGE15US
as CSV and import here.
Public series are national averages, not lender quotes.
Imported files stay in your browser.
FHFA data loads automatically from the bundled,
dated snapshot. Optional manual imports remain available.
Cloudflare Pages can retrieve FRED mortgage observations
using the included Pages Function.
Census ACS 2024 1-year median owner-occupied home value
(not median sale price); loads when available.
United States
Select a state to explore
FHFA index data not loaded
STATE HOME PRICE APPRECIATION · FHFA
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Compare observed repeat-sales home price index
changes across states.
These are appreciation rates, not median sale prices.
Highest appreciation
——
Lowest appreciation
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50-state median change
—
Median of state HPI changes, not home price
States with verified history
—
Comparable quarterly observations
Rank
State
Index change
Relative change
Latest HPI
Loading FHFA data…
Source: FHFA state-level quarterly House Price Index,
bundled verified snapshot. Index values are unitless,
not dollar prices. Growth is calculated using
observations exactly 4 × the selected years apart;
missing comparisons are excluded.
Select a row to focus the map.
FHFA HOME PRICE INDEX OVER TIME
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U.S. HPI
Maine
PROPERTY FINANCING & MORTGAGE RATES
Published national mortgage benchmarks load on
Cloudflare Pages; manual FRED CSV import remains available.
MORTGAGE AFFORDABILITY INTELLIGENCE
PROPERTY FINANCING & INVESTMENT CALCULATOR
Model a primary residence mortgage with principal,
interest, property taxes, and insurance.
Mortgage payments are estimates, not financing
offers. Published Freddie Mac rates are national
residential mortgage benchmarks, not verified
rental-property or commercial loan quotes.
Commercial financing may have different terms,
fees, amortization periods, and balloon payments.